Young business people having a casual meeting

Personal Loans

Although we are a small community bank, we are able to offer just about any type of loan to fit your needs.  We understand that each customer may have a different need when it comes to applying for credit.  Whether it is a small personal loan or a loan to purchase a new home, we always try
to find a way to help.

Your Farmers and Merchants Bank loan officer will be glad to meet with you and discuss loans that meet your specific needs.  
Family of four laughing on a couch
Personal Convenience Services

We’ve got what you need.


Secure and simple services are our priority. Direct deposit, online bill pay, and telephone banking are among our various offerings to make your day-to-day easier.