Farmers & Merchants Bank

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Welcome

Thank you for visiting our website.

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Personal Online

Access your accounts from home or on the move.


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Business Loans

We’re committed to the growth of your business.


CD Special:

CD SPECIALS


12 Month CD 4.00% APY

Minimum deposit of $500 with a maximum of $1,000,000.  The Annual Percentage Yield (APY) of 4.00% is effective and accurate as of September 23, 2024.  Early withdrawal penalties may be imposed, and the fee could reduce principal.  If the CD is fully or partially redeemed prior to original maturity date, a penalty equivalent to 1 month interest may be applied.  Offer may be withdrawn or modified without prior notice.  Fees could reduce earnings.  See a Customer Service Representative for complete terms and conditions.


6 Month CD 4.25% APY

Minimum deposit of $500 with a maximum of $1,000,000.  The Annual Percentage Yield (APY) of 4.25% is effective and accurate as of September 23, 2024.  Early withdrawal penalties may be imposed, and the fee could reduce principal.  If the CD is fully or partially redeemed prior to original maturity date, a penalty equivalent to 1 month interest may be applied.  Offer may be withdrawn or modified without prior notice.  Fees could reduce earnings.  See a Customer Service Representative for complete terms and conditions.



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Established in 1934

Strength, Service, and Community.

Your locally owned community bank focusing on your individual and your business needs.

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Personal Loans

Now is the time to enjoy what life has to offer.


Whether you’re dreaming of home improvements, a family vacation, or buying a new car - we’re glad to assist you.

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Business Online Banking

Banking solutions idea for your busy schedule.


Keep tabs on your business accounts with our feature-packed online banking services.

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Personal Checking

A path to smarter spending.


Find the perfect account for your financial goals and needs, plus access to online banking and bill pay.

pandemic related

Financially Impacted?


Farmers and Merchants Bank is here to assist customers that may be impacted financially by the pandemic.  We encourage you to reach out to us to discuss how we may be able to assist you if a difficult situation arises.

2 1st Street NE
LaFayette, AL 36862

Lobby Hours: CENTRAL TIME
Mon. Tues. Thurs. & Fri. 9:00 AM to 5:00 PM
Wed.  9:00 AM to 12:00 PM

Drive Thru Hours:
Mon. Tues. Thurs. & Fri. 8:00 AM to 5:00 PM
Wed. & Sat. 8:00 AM to 12:00 PM
2838 Phillips Road
Lanett, AL 36863

Lobby Hours: EASTERN TIME
Mon. Tues. Thurs. & Fri. 9:00 AM to 5:00 PM
Wed.  9:00 AM to 12:00 PM

Drive Thru Hours:
Mon. Tues. Thurs. & Fri. 8:00 AM to 5:00 PM
Wed. & Sat. 8:00 AM to 12:00 PM
216 S Broadnax Street
Dadeville, AL 36853

Lobby Hours: CENTRAL TIME
Mon. Tues. Thurs. & Fri. 9:00 AM to 5:00 PM
Wed.  9:00 AM to 12:00 PM

Drive Thru Hours:
Mon. Tues. Thurs. & Fri. 8:00 AM to 5:00 PM
Wed. & Sat. 8:00 AM to 12:00 PM