Farmers & Merchants Bank

12 Month CD 3.75% APY

Minimum deposit of $500 with a maximum of $1,000,000.  The Annual Percentage Yield (APY) of 3.75% is effective and accurate as of April 11, 2025.  Early withdrawal penalties may be imposed, and the fee could reduce principal.  If the CD is fully or partially redeemed prior to original maturity date, a penalty equivalent to 1 month interest may be applied.  Offer may be withdrawn or modified without prior notice.  Fees could reduce earnings.  See a Customer Service Representative for complete terms and conditions.

6 Month CD 4.00% APY

Minimum deposit of $500 with a maximum of $1,000,000.  The Annual Percentage Yield (APY) of 4.00% is effective and accurate as of April 11, 2025.  Early withdrawal penalties may be imposed, and the fee could reduce principal.  If the CD is fully or partially redeemed prior to original maturity date, a penalty equivalent to 1 month interest may be applied.  Offer may be withdrawn or modified without prior notice.  Fees could reduce earnings.  See a Customer Service Representative for complete terms and conditions.