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Personal Banking / Checking


 

 

Personal Checking

  • Free Checking
  • 99 Cent Account
  • Regular Checking
  • Now Account
  • Super Now Account
  • Vision Account
  • Money Market Account
  • Current Rates
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Free Checking

  • Minimum balance to open the account $250.00
  • No minimum daily balance
  • No per check charge
  • No service charge
  • Overdraft Protection up to $300.00
  • Overdraft fee $30.00
  • Reduced price on select check order
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99 Cent Account

  • Minimum balance to open the account $250.00
  • No minimum daily balance
  • 99 cent monthly fee
  • $.20 per item after 10
  • Overdraft Protection up to $300.00
  • Overdraft fee $30.00
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Regular Checking

  • Minimum balance to open the account $250.00
  • Average daily balance to avoid a service charge $750.00
  • Balance of $749.99 – $600.00 = $4.00
  • $599.99 - $400.00 = $5.00
  • $399.99 - $0.00 = $6.00
  • Over 20 debit items = $.15
  • Overdraft Protection up to $500.00
  • Overdraft fee $30.00
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Now Account

  • Minimum balance to open the account $500.00
  • Interest bearing account
  • Average daily balance over $500.00 no service charge
  • Average daily balance below $500.00, $8.00 service charge and $.25 per debit item after 20
  • Overdraft Protection up to $1,000.00
  • Overdraft fee $30.00
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Super Now Account

  • Minimum balance to open the account $2500.00
  • Interest bearing account
  • Average daily balance over $2500.00 no service charge
  • Average daily balance below $2500.00, $15.00 service charge and $.25 per debit item after 20
  • Overdraft Protection up to $1000.00
  • Overdraft fee $30.00
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Vision Account

  • This account is designed for our customers 55 years and older who keep a high balance and
    want to draw interest on their account.
  • Minimum balance to open the account $1000.00
  • Interest bearing account
  • Average daily balance over $1000.00 no service charge
  • Average daily balance below $ 1000.00, $3.00 service charge
  • Overdraft protection up to $300.00
  • Overdraft fee $30.00
  • $2.00 discount on safe deposit box
  • Unlimited check writing
  • Free checks
  • Free official checks
  • Free bill pay
  • Free wire transfer fee
  • Free stop payments
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Money Market Account

  • Minimum balance to open the account $2500.00
  • Interest bearing account
  • Average daily balance above $2500.00 no fee
  • Average daily balance below $2500.00, $15.00 service charge
  • 6 debit items allowed per month
  • No more than 6 by check, draft, or similar order to third parties
  • Excessive withdrawal fee of $2.50 per item over 6

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